Based in Singapore, Rate3 is a decentralized payment platform. It works as a bridge between enterprises and the Blockchain through a protocol for cross-chain, cross-border payments and credit scoring empowered by Stellar and Ethereum blockchains. 

The RTE token is an Ethereum-based ERC-20 cryptocurrency. It is a utility token that acts as a medium for exchange on the Rate3 Ecosystem. In addition, it serves to encourage good behavior and punishing bad conducts.